Personal finance for people with irregular income, for freelancers, for students, for everyone.
Your bank balance does not tell the full story. Track upcoming and recursive payments in advance.
Features
Connect your banks and add manual accounts, then see one balance across all of them.
Connect your banks and add manual accounts, then see one balance across all of them.
$1,900 across 3 accounts
See how far your money stretches this month, in plain English, with one recommendation and the reason behind it.
Covers 79% of monthly spending
Type “I spent $50 on dinner” and it’s saved. Ask Novi to add transactions, set budgets or tell you what’s coming up.
Add, list and budget by chatting
See pending payments land before you spend them. Every day shows its closing balance, and expected income stays marked Pending.
Pending vs cleared, day by day
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Everything in Premium, plus a separate workspace for your business finances.
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Everything in Premium and:
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Everything in Premium and:
Yes. Add any income source — Upwork, Fiverr, Toptal, direct clients — and log payments with the amount, clearing date, and platform fee.
Yes. Create accounts in USD, GBP, EUR, or any currency. Finviro tracks income and expenses across all of them so you always know your real balance.
Finviro separates earned income from cleared income. See what's pending, what's cleared, and what's actually available to spend — all in one view.
That's exactly what Finviro is built for. Flexible budgets, irregular income tracking, and AI insights that adjust to what you actually earn.
Finviro is available worldwide on iOS, Android, and the web. Free to get started, upgrade when you need more AI capacity.
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